Foundation Loan

You may use your pending excess financial aid to purchase books through ESC's bookstore.

If you need to purchase edcuational supplies, or books off site, prior to the refunding period, you may request an advance of your pending excess financial aid funds. Advance funds are made available by the college's foundation. The maximum amount of an advance is $500 per term

To apply for an advance, you must:

  • be registered and have excess pending financail aid in the term that you are requesting the advance for
  • meet all eligibility requirements of your financial aid award(s) including: being matriculated in a degree-seeking program and maintaining all good academic standing requirements; and any other requirements that are specific to your award(s)
  • be enrolled in the necessary number of credits required for your financial aid award(s), in courses that are applicable to your degree program
  • complete the application found below, sign and submit to Student Accounts.

Student Request for an Advance of Excess Financial Aid (PDF  119kB) 

Note: You will need Adobe Acrobat Reader to view the PDF files. If Acrobat Reader is not installed on your computer, you can download it from the Adobe site. If you are still unable to view the file, please contact us at studentaccounts@esc.edu, or call 800-847-3000.

Review of applications begins prior to the term start date; see the schedule below for the dates of that term. Applications received before the first date will be held until that time. If approved, your account will be charged for the amount of your advance. Your advance will be distributed via the Higher One refund method you have selected: deposit into your own bank account, Higher One account, or a Higher One paper check. If your refund preference is paper check, be sure to confirm that your address on file is accurate at www.escchoicecard.com. You will be notified by email if your application is denied. 

Please contact us at www.esc.edu/AskSA or visit www.esc.edu/Refunds if you have any questions.

TermApplication Received by 4 p.m. ET on:Advance Sent to Higher One by 6 p.m. ET on:

Spring 1 2015

12/18/14 12/19/14
12/22/14 12/23/14
1/05/15 1/06/15
1/08/15 1/09/15

1/12/15

1/13/15
1/15/15 1/16/15
1/19/15 1/20/15
1/22/15 1/23/15

Note: When college operations are closed for observance of holidays, the schedule for processing foundation loan refunds may be affected. Schedule is subject to change.

Program guidelines and application deadlines are subject to change.

 

Make your refund selection at www.escchoicecard.com.

Financial aid refunds FAQ 

Higher One, Inc. FAQ
 

Questions?

Contact the Student Information Center at 518-587-2100 or 800-847-3000.