Need Analysis

Financial aid is intended to supplement, not replace, a family's resources. (A family's resources include the student's resources, spouse's resources if married at the time of application, and parents' resources if dependent.) For that reason, most families should think of themselves as the first and probably primary source of funds for college. Annual family taxable and nontaxable income is not the only factor that is considered in evaluating your eligibility for financial aid. A family's assets also are considered, since a family with assets (such as a savings account or investments) is considered to be in a stronger financial position than a family with the same income, but no assets.

Families provide financial information about themselves on a need analysis document such as the Free Application for Federal Student Aid (FAFSA). The FAFSA is sent to a federal student aid processor where a need analysis is performed using a standard formula. The processor sends the information to the student in the form of a Student Aid Report (SAR). The Financial Aid office reviews the calculations and determines the student's ability to contribute to the costs of education based upon the information the student supplied and federal regulations. We then do our best to cover as much of the individual's need as resources in the aid programs permit.

Standard student budgets are reviewed annually using national averages for student expenses established by an annual nationwide survey by the College Scholarship Service. Budgets are intended to help students meet the minimum essential costs related to education.

View the appropriate budget:

Contact Us

Fax: 518-580-4863

Mailing Address: 
Empire State College
Financial Aid
111 West Ave.
Saratoga Springs, NY 12866

Questions? Contact the Student Information Center at 518-587-2100 or 800-847-3000.


Code: 010286
Name: SUC Empire State College

TAP Codes

Undergraduate Associate: 0916

Undergraduate Bachelor's: 0913

Graduate: 5680 (for graduate students applying for Veteran Tuition Awards)


 Students planning to attend summer 2019, fall 2019 or spring 2020 may apply for aid by submitting the 2019-2020 FAFSA on or after October 1, 2018.

If you are attending the summer 2019 term, you must have all financial aid applications, additional financial aid requirements/documents and appeals submitted and any student loans accepted by the deadline of April 11, 2019 in order ensure the processing of your aid eligibility by the summer payment deadline of May 2.

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Take the Next Step

Ready to advance your education and career? There’s no time like the present. Apply now, or learn more about SUNY Empire at one of our information sessions.