Paying for College: Empire State College’s Time Payment Plan

By Pamela Malone, director for student accounts, Student Accounts

March 14, 2014

dollar bill in a jeans pocketAt Empire State College, we are committed to assisting our students as they navigate the important process of paying for college. Did you know that the college offers a time payment plan? The plan is offered every term and allows you to pay your charges in three installments: one-third by the term’s payment due date and two additional payments approximately one and two months into the term.

Thousands of students each year utilize our time payment plan, and use it to pay for tuition and all fees—including Individual Prior Learning Assessments (IPLA). If your financial aid doesn’t cover all of your charges, you can use the plan to spread your remaining out-of-pocket costs into three payments. Using the plan makes it easier to fit paying for college into your budget.

Each time payment plan is for a single term’s charges, so you will need to apply and enroll in the plan each term you want to use it. The two-step enrollment process can be done entirely online under “My Bill” in the “My Records” section of MyESC.

First, you apply to the plan by agreeing to the plan’s terms and conditions under “Enroll for Time Payment.” The application fee is $25, is nonrefundable, and is added to your term charges. You can assume your application is approved and you can complete your enrollment in the plan unless you are notified otherwise by the college’s business office.

After reading and agreeing to the terms and conditions, you can view your payment amounts and their due dates under “Time Payment Schedule.” You’ll then make your first 1/3 down payment under “Make a Payment.” If both steps (agreeing to the terms and conditions and making your down payment) are done before the term’s payment due date, your registration will be secure and prevented from being canceled for nonpayment. 

You can take a look at the terms and conditions of the plan anytime at You also can visit the Student Accounts website to find information regarding New York State residency for tuition purposes, financial aid refunds, learn more about how your charges are calculated and more. To contact Student Accounts anytime visit

Image Courtesy of moggara12 /

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