Time Payment Plan Terms and Conditions

  • SUNY Empire State College offers a payment plan to pay your registration charges in three convenient installments. The time payment plan has a nonrefundable application fee of $25 per term.
  • You can enroll in the time payment plan by accepting the terms and conditions of the plan at MyESC/My REcords or by mail. In both cases, there is a $25 nonrefundable application fee. You must also make your first one-third down payment by the term's payment due date, or, if you register anytime after the payment due date, your first one-third down payment must be made immediately to avoid cancellation of your registration.
  • If your registration is cancelled for nonpayment, or if you are academically dismissed, withdraw, drop or are administratively withdrawn at any point in the term, you remain financially responsible for the time payment plan fee. In addition, if any of the stated actions result in tuition and/or fee liability, as per the college's stated withdrawal policy, you are responsible for making payment as per the time payment plan schedule. Failure to make payment will result in a late payment fees.
  • The preferred payment method is online through MyESC/My Records using a credit or debit card (Discover, Visa, MasterCard and American Express), or by check. You also may use the remittance slip on your statement to mail your check or money order to SUNY Empire State College, Student Accounts, 111 West Ave., Saratoga Springs, NY 12866. Include your name and your student ID number on all checks and correspondence.
  • If you default on the time payment plan, the college reserves the right to restrict your enrollment in this plan in future terms. If your application is denied, your down payment will be returned to you; however, your application fee will not be refunded.
  • In determining your payments, any approved financial aid (state, federal, third-party sponsorships and/or other scholarships) will be deducted from your registration charges and then you are responsible for making a one third down payment.
  • For time payment enrollees, your second payment is due on the 15th day of the month following the start date of the term. The final payment is due on the 15th day of the following month. For example, if you register in June for classes that start in September, your initial installment is due by the September term's payment due date. Your second and third payments are due on Oct. 15 and Nov. 15, respectively. You will receive email reminders for the second and third installments.
  • For your security, the college does not store credit or debit card information when you make a payment. As a result, we cannot auto-debit subsequent payments. It is your responsibility to make subsequent payments by the payment due date.
  • Timely payment of scheduled installments is important. Overdue installments are assessed a late fee of $30. In addition, there is a $20 charge for checks returned by the bank as uncollectible funds. The college reserves the right to deny future payment plan privileges when a student's payments have not been made as scheduled.
  • Failure to make your payments does not constitute a withdrawal from the college. Until or unless an official withdrawal/request for refund form is filed, a student is considered officially enrolled and liable for their tuition and fees, according to the college's withdrawal policy.


Contact the Student Information Center at 518-587-2100 or 800-847-3000.

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