Financial Literacy

SUNY Smart Track Financial Literacy

The SUNY Smart Track interactive education experience will help you achieve smarter money management. Also, learn about budgeting, credit cards, banking, credit history, investing, and much more. Financial literacy begins here.

Cash Course: Link to this site to learn about different aspects of your finances by understanding debt-management practices and the importance of establishing a healthy credit history. This section includes information on budgeting and financial planning, banking, credit, protecting yourself from identity theft, planning for retirement, and more. *Cash Course is sponsored by The National Endowment for Financial Education, an independent nonprofit foundation. This link provides financial tools including financial checklists, calculators, worksheets, and more. Life event financial information is also included to provide resources based on where you are in life - from going to college, to the birth/adoption of a child, to retirement. *This site is sponsored by the Financial Literacy and Education Commission, comprising 20 agencies and bureaus of the U.S. federal government.

360 Degrees of Financial Literacy: This site provides more information to help you understand your personal finances through every stage of life. *This site is sponsored by the American Institute of Certified Public Accountants.

College Savings Program: Looking for a way to save for college education and save on taxes? New York's College Savings Program could be the answer. For information, link to the New York State Higher Education Services webpages on the College Savings Program.

Debt Management: Empire State College is committed to promoting student success by helping students demonstrate financial responsibility through repayment of the funds borrowed to finance their education. Use this section to see sample monthly repayment schedules, link to view your loan history and find out about loan consolidation.

Contact Us

Fax: 518-580-4863

Mailing Address: 
Empire State College
Financial Aid
111 West Ave.
Saratoga Springs, NY 12866

Questions? Contact 1Stop Student Services at 518-587-2100 or 800-847-3000.

1 Stop Student Services


Code: 010286
Name: SUC Empire State College

TAP Codes

Undergraduate Associate: 0916

Undergraduate Bachelor's: 0913

Graduate: 5680 (for graduate students applying for Veteran Tuition Awards)


For students who enrolled in summer 2021, fall 2021 and are planning to enroll in Spring 2022, please submit the 2021-2022 FAFSA.  If you are attending the spring 2022 term, the deadline to have all financial aid applications, additional financial aid requirements/documents and appeals submitted and any student loans accepted is December 6, 2021 in order ensure the processing of your aid eligibility by the summer payment deadline.

For students who plan to enroll in courses beginning May 2022 and thereafter, please submit the 2022-2023 FAFSA.

You will need Adobe Acrobat Reader to view the PDF files on this site. If Acrobat Reader is not installed on your computer, you can download it for free from Adobe's site. If you are still unable to view the file, please contact us at or call 800-847-3000.

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