Cost to Attend

The cost of attendance is the student's total estimated cost of attending a postsecondary institution for a specific period of time, as established by law. The cost of attendance is used to determine financial aid eligibility and comprises direct and indirect costs. Direct costs include tuition, mandatory fees and books. Indirect costs include living expenses, transportation and personal expenses. The estimated totals below represent the general cost of attendance for the year per term.

View tuition and fees.

Estimated Cost of Attendance (based on a 15-week term)

  • Undergraduate (per term)
    • full-time independent students and dependent students not living with a parent: $11,914
    • full-time dependent students: $7,183
    • half-time independent students and dependent students not living with a parent: $10,189
    • half-time dependent students: $5,458
  • Undergraduate Out-of-State (per term)
    • full-time independent students and dependent students not living with a parent: $12,619
    • full-time dependent students: $7,888
    • half-time independent students and dependent students not living with a parent: $10,653
    • half-time dependent students: $5,922
  • Graduate (per term)
    • full time: $12,588
    • half time: $10,651
    • full time out-of-state: $13,434
    • half time out-of-state: $11,215

* Graduate students are assigned the budgets listed above, regardless of program.

View our information about need analysis to find out how student budgets are calculated and to link to the cost of attendance for out-of-state residents and less than half-time students.

Expenses included in the Cost of Attendance (COA)

  • tuition and fees
  • loan origination fees
  • household and food
  • books and supplies, equipment, transportation and miscellaneous personal expenses
  • medical expense and insurance.

Residencies at the undergraduate and graduate level are not factored into the COA and may be added by our office upon request.

COA is an estimate that may be reviewed on an exception basis, with appropriate documentation, for the following conditions:

  • study abroad costs
  • dependent care expenses
  • expenses associated with a disability
  • expenses for a cooperative education program.

Any request for review of indidivual cost of attendance based on exceptions must be made per-term.  Cost of attendance will only be adjusted with appropriate documentation for one term at a time.  Students wishing for cost of attendance adjustments should plan to submit documentation each term by the financial aid deadline in order to ensure review prior to the term start date.

Please note that the COA for incarcerated students is limited to tuition and fees.

Students who move during the school year are expected to adjust their FAFSA address accordingly in order for the COA to be adjusted appropriately. 

Contact Us

financialaid@esc.edu

Fax: 518-580-4863

Mailing Address: 
Empire State College
Financial Aid
111 West Ave.
Saratoga Springs, NY 12866

Questions? Contact 1Stop Student Services at 518-587-2100 or 800-847-3000.

1 Stop Student Services

FAFSA Info

Code: 010286
Name: SUC Empire State College

TAP Codes

Undergraduate Associate: 0916

Undergraduate Bachelor's: 0913

Graduate: 5680 (for graduate students applying for Veteran Tuition Awards)

Announcements 

For students who enrolled in summer 2021, fall 2021 and are planning to enroll in Spring 2022, please submit the 2021-2022 FAFSA.  If you are attending the spring 2022 term, the deadline to have all financial aid applications, additional financial aid requirements/documents and appeals submitted and any student loans accepted is December 6, 2021 in order ensure the processing of your aid eligibility by the summer payment deadline.

For students who plan to enroll in courses beginning May 2022 and thereafter, please submit the 2022-2023 FAFSA.

You will need Adobe Acrobat Reader to view the PDF files on this site. If Acrobat Reader is not installed on your computer, you can download it for free from Adobe's site. If you are still unable to view the file, please contact us at financialaid@esc.edu or call 800-847-3000.

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