Financial Aid Glossary

Financial aid is an area associated  with many acronyms and special terms. See the following table for the most commonly used terms and meanings.

ADC Aid for Dependent Children
AFDC Aid to Families with Dependent Children
APTS Aid for Part-Time Study, a program for undergraduate NYS residents enrolled for 3-11 credits per term
COA Cost of Attendance. The total amount it will cost a student to go to school.
DL Direct Loan Program offers student loans originated through the federal government. Empire State College began participation with this program in summer 2009.
DC Distribution Center of SUNY Empire State College
EFC Federal Estimated Family Contribution, what the student/family is expected to contribute towards the student's educational expenses.
ESC Empire State College
FAO Financial Aid office, a division of Student Financial Services.
FAFSA Free Application for Federal Student Aid
FDLS/FDLU Federal Direct Loan Subsidized/Federal Direct Loan Unsubsidized
Federal Methodology Federal Methodology is the formula created by Congress to determine the federal expected family contribution (EFC).
Financial Need Cost of attendance (COA) - expected family contribution (EFC) = Financial need
FSA ID Federal Student Aid identification- a user name and password, which replaces the PIN. This is used to log into multiple U.S. Department of Education websites.
FSEOG Federal Supplemental Educational Opportunity Grant, a campus-based program.
FWS Federal Work Study Program, a campus-based program.
GAS Good academic standing, which consists of G.P.A., POP and S.A.P.
GPA Grade point average
GSL Guaranteed student loan, now called the Federal Stafford Loan.
HESC New York State Higher Education Services Corporation, which administers the NYS Tap program, other state scholarships and various loan programs.
Independent Student An independent student is an individual who meets one of the federal independency criteria. Please see "Federal Dependency Information" for a complete list of the criteria.
ISIR Institutional Student Information Record
LCF Loan Counseling Form, a required form in order to receive a student loan award.
LCP Learning Contract Proposal, an enrollment form.
Mit Circ Mitigating circumstance, a process in which a student may file an appeal for reconsideration after failing to meet academic standards.
MPN Loan Agreement for Subsidized/Unsubsidized Loan
NYS New York state
PGVT Persian Gulf Veterans Tuition Award Program
PELL The federal entitlement Pell Grant Program
Perkins Loan One of the campus-based programs, Federal Perkins Loan was formerly known as National Direct Student Loan (NDSL).
PIN Personal identification number
PJ Professional judgment, in which select staff of the Financial Aid office may choose to take special circumstances into consideration, while adhering to regulations.
PLUS Parent Loan for Undergraduate Students, a federal student loan program for parents of dependent students.
POP Pursuit of program, criterion for maintaining good academic standing for eligibility for New York state financial aid.
Priority Deadline The priority deadline is the date that we must have received all data in order for the student to be reviewed and aid to be processed by the payment deadline of each term.
SAO Student Accounts office, a division of Student Financial Services.
SAP Satisfactory academic progress. Students must maintain SAP to receive financial aid.
SAR Student Aid Report, a document students receive after filing the FAFSA.
SS Social Security
SSN Social Security number
SUB Federal Subsidized Loan
SUNY State University of New York
SUSTA State University Supplemental Tuition Award
TAP New York state Tuition Assistance Program, a program for undergraduate NYS residents enrolled full time.
TEACH Teach Education Assistance for College and Higher Education Grant, available to non-M.B.A. graduate students at Empire State College.
Third Party Sponsorship Third-party sponsorship is tuition assistance provided through an employer, union or other organization, to a member of that organization.
UNSUB Federal Unsubsidized Loan
VA Veterans Administration
VERIF Verification, a process in which students are randomly selected to submit additional information in order to determine financial aid eligibility.
VESID Vocational and Educational Services for Individuals with Disabilities, formerly OVR.
VVTA Vietnam Veterans Tuition Assistance Program

Contact Us

Fax: 518-580-4863

Mailing Address: 
Empire State College
Financial Aid
111 West Ave.
Saratoga Springs, NY 12866

Questions? Contact the Student Information Center at 518-587-2100 or 800-847-3000.


Code: 010286
Name: SUC Empire State College

TAP Codes

Undergraduate Associate: 0916

Undergraduate Bachelor's: 0913

Graduate: 5680 (for graduate students applying for Veteran Tuition Awards)


If you are attending the fall 2020 term, the deadline to have all financial aid applications, additional financial aid requirements/documents and appeals submitted and any student loans accepted is July 31, 2020 in order ensure the processing of your aid eligibility by the fall payment deadline.

For students planning to enroll beginning in summer 2020, fall 2020 or spring 2021, the 2020-2021 FAFSA application is now available to complete.

You will need Adobe Acrobat Reader to view the PDF files on this site. If Acrobat Reader is not installed on your computer, you can download it for free from Adobe's site. If you are still unable to view the file, please contact us at or call 800-847-3000.